Enterprise Plan investments offer: A high-quality range of both pre-mixed (diversified) and single sector investment options

  • Daily unit pricing
  • Online investment switching (with no buy/sell spreads or switching fees) allows you to change between investment options in a paperless environment

Enterprise Plan is a unitised super fund that allows you to choose from 10 investment options. Each investment option involves a different level of investment risk, together with a different expected level of earnings (return) on your investment. This is because each investment option is made up of different proportions of growth assets and defensive assets.

  • Growth assets are types of investments that have the potential for capital growth over the long term but are also likely to experience greater volatility (ups and downs) in performance from year to year.
  • Defensive assets are types of investments that have the potential for generating income over the long term but are also less likely to experience volatility (ups and downs) in performance from year to year. Defensive assets tend to produce lower long-term returns but are more stable than growth assets.

There are five pre-mixed investment options and five sector investment options. Each pre-mixed investment option invests in a different combination of specific asset classes such as Australian shares, international shares, listed property, fixed interest and cash. The pre-mixed investment options allow you to easily identify the investment strategy that matches your risk profile. The risk/return graph shows where each of the five pre-mixed investment options fit in the risk and return spectrum. As the risk of each strategy increases, so does the allocation to growth assets and the potential for higher returns and volatility. The pre-mixed options include a Balanced option (the investment strategy for the Fund’s approved MySuper product called MySuper MyLife). This investment option invests in Australian shares, international shares, listed property, infrastructure, alternative assets, fixed interest and cash. A MySuper product is required by government legislation for all members who have not chosen an investment option within the Plan. Personal Product members who join the Plan, by completing an application on or after 1 July 2017, must make an investment choice.

There are five sector investment options that supplement the five pre-mixed investment options and cater for additional risk profiles. Each sector investment option invests in a specific asset class only. The sector investment options allow you to allocate some or all of your account to specific asset classes such as Australian shares, international shares, listed property, fixed interest and cash. In summary the Investment options are as follows:

Pre-mixed (diversified) investment options
  • Conservative
  • Moderate
  • Balanced / MySuper MyLife
  • Growth
  • Aggressive
Sector investment options
  • Cash option.
  • Diversified Fixed Interest option
  • Australian Shares
  • International Shares
  • Listed Property
Enterprise Plan’s Investment Guide provides general information:
  • Why choosing an investment strategy is important;
  • Constructing your investment portfolio;
  • About Enterprise Plan’s investment options;
  • How are Enterprise Plan’s investment options managed;
  • Understanding investment risk;
  • Risk profile of investment options;
  • Selecting your investment strategies;
  • The investment option profiles
  • Investment management fees; and
  • A glossary of terms
  • Click here to download the Enterprise Plan Investment Guide
Investment Options Summary

Details of each of the investment options and their investment returns can be found in the Investment Guide and Investment Option Factsheets, which can be found in Forms and Publications page.

Investment Option Performance

Details of each of the investment options and their investment returns can be found in the Investment Guide and Investment Option Factsheets, which can be found in Forms and Publications page.

Contributions and rollovers are paid into the fund’s account and a number of units are allocated for each option selected. As the investments of each option can move either up or down in value, so does the unit price. The Fund calculates its unit prices daily. To obtain the most updated unit prices, please contact our Member Services team on 1300 654 720.

Enterprise Plan’s Investment Guide available on the Forms and Publications page provides general information around:

  • Why choosing an investment strategy is important;
  • Constructing your investment portfolio;
  • About Enterprise Plan’s investment options;
  • How are Enterprise Plan’s investment options managed;
  • Understanding investment risk;
  • Risk profile of investment options;
  • Selecting your investment strategies;
  • The investment option profiles
  • Investment management fees;
  • and A glossary of terms

Click here to download the Enterprise Plan Investment Guide

Investment Return on each option

For a particular period, the investment return of an option will be the change in the unit price over the period divided by the unit price at the start of the period. For example:

  • Unit price at start of period $1.3935.
  • Unit price at end of period $1.4940.
  • Investment return of the option = ($1.4940 – $1.3935) / $1.3935 = 7.2% for the period.
  • The actual return on your account may be different depending on any account transactions that occurred during the period, and the impact of any fees, costs and taxes which are not taken into account in the calculation of unit prices, such as insurance premiums or dollar based administration fees.

For information about fees and costs taken into account in the calculation of unit prices and investment returns, refer to the Reference Guide. To obtain the most updated unit prices, please contact our Member Services team on 1800 816 575.

Product Dashboard

The Trustee is authorised by APRA to offer a MySuper product from the Fund, called MySuper MyLife, which is available to Plan members in the Employer Sponsored Product. Information on the product dashboard for the MySuper MyLife product and other choice products (where applicable), trustee and executive remuneration and other information or documents we are required to disclose on the website is available from the Trustee’s website.

To help you understand the key information about Enterprise Plan MySuper Balanced along with fees, risk and performance, you can download the investment guide.

Standard Risk Measure

The Standard Risk Measure is based on industry guidance to allow members to compare investment options that are expected to deliver a similar number of negative annual returns over any 20 year period. The risk band levels are:

Risk band Risk label Estimated number of negative annual returns over any 20 year period
1 Very low Less than 0.5
2 Low 0.5 to less than 1
3 Low to Medium 1 to less than 2
4 Medium 2 to less than 3
5 Medium to High 3 to less than 4
6 High 4 to less than 6
7 Very high 6 or greater